AN ACT to apply disclosure and notification requirements related to insurer fee schedules, claims submission, and reimbursement policies to stand alone dental insurance.

The General Assembly of North Carolina enacts:

SECTION 1.  G.S. 58‑3‑227(a) reads as rewritten:
"§ 58‑3‑227.  Health plans fee schedules.
(a)	Definitions. – As used in this section, the following terms mean:
…
(4)	Insurer. – An entity that writes a health benefit plan and that is an insurance company subject to this Chapter, a service corporation under Article 65 of this Chapter, a health maintenance organization under Article 67 of this Chapter, or a multiple employer welfare arrangement under Article 49 of this Chapter.
(5)	Reimbursement policy. – Information relating to payment of providers and facilities including policies on the following:
a.	Claims bundling and other claims editing processes.
b.	Recognition or nonrecognition of CPT code modifiers.
c.	Downcoding of services or procedures.
d.	The definition of global surgery periods.
e.	Multiple surgical procedures.
f.	Payment based on the relationship of procedure code to diagnosis code.
(6)	Schedule of fees. – CPT, HCPCS, ICD‑9‑CM codes, ICD‑10‑CM codes, ASA codes, modifiers, and other applicable codes for the procedures billed for that class of provider."
SECTION 2.1.  G.S. 58‑57‑90(a) reads as rewritten:
"§ 58‑57‑90.  Credit property insurance; personal property coverage.
(a)	As used in this Article, the term "single interest credit property" insurance means insurance of the personal property of the debtor against loss, with the creditor as sole beneficiary; and the term "dual credit property" insurance means insurance of personal property of the debtor, with the creditor as primary beneficiary and the debtor as beneficiary of proceeds not paid to the creditor. For the purpose of this Article, "personal  property" means household furniture, furnishings, appliances designed for household use, and other personal property of the debtor, exclusive of an automobile, not used by the debtor in a business trade or profession."
SECTION 2.2.  G.S. 58‑57‑110 reads as rewritten:
"§ 58‑57‑110.  Credit unemployment insurance rate standards; policy provisions.
(a)	Beginning September 1, 2018, and every third year thereafter, the Commissioner shall prescribe a minimum incurred loss ratio standard requirement to develop a premium rate reasonable in relation to the benefits provided by credit unemployment insurance coverage. This minimum incurred loss ratio standard shall be effective on January 1 in the year after it is prescribed and shall remain in effect until a new minimum incurred loss ratio standard requirement is prescribed. The following requirements must be met:
…."
SECTION 3.  This act becomes effective October 1, 2017.
In the General Assembly read three times and ratified this the 29th day of June, 2017.

	s/	 Daniel J. Forest
	 President of the Senate

	s/	 Tim Moore
	 Speaker of the House of Representatives

		 VETO   Roy Cooper
	 Governor

Became law notwithstanding the objections of the Governor at 7:24 p.m. this 30th day of August, 2017.

	s/	 Sarah Lang
		 Senate Principal Clerk