GENERAL ASSEMBLY OF NORTH CAROLINA

SESSION 1991

H	2 

HOUSE BILL 918
Committee Substitute Favorable 5/9/91

Short Title:  Ins.-Sales Licenses Limited.	(Public)
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Referred to:  
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April 19, 1991

A BILL TO BE ENTITLED
AN ACT TO CLARIFY THE PERMISSIBLE ACTIVITIES OF INSURANCE AGENCY OFFICE EMPLOYEES.
The General Assembly of North Carolina enacts:
Section 1.  G.S. 58-33-25(o) reads as rewritten:
"(o)	No license as an agent, broker, or limited representative is required of the following:
(1)	Any regular salaried officer or employee of an insurance company, of a licensed agent, of a broker, or of a limited representative, if such officer's or employee's duties and responsibilities do not include the negotiation or solicitation of insurance.
(2)	Persons who secure and furnish information on behalf of an employer, where no commission is paid for such service, for the purpose of group or wholesale life insurance, annuities, or group, blanket or franchise health insurance; or for enrolling individuals under such plans or issuing certificates thereunder; or otherwise assisting in administering such plans.
(3)	Employers or their officers or employees, or the trustees of any employee trust plan, to the extent that such employers, officers, employees, or trustees are engaged in the administration or operation of any program of employee benefits for their own employees or the employees of their subsidiaries or affiliates involving the use of insurance issued by a licensed insurance company; provided that such employers, officers, employees, or trustees are not in any manner compensated, directly or indirectly, by the insurance company issuing such insurance.
(4)	Agency office employees acting within the confines of the agent's office, under the direction and personal supervision of the duly licensed agent and within the scope of such agent's license, in the acceptance of applications or requests for insurance and payment of premiums, the responding to inquiries about policy coverage or provisions, premium rates, and premium costs, and the performance of clerical, stenographic, and similar office duties; provided that such activity does not amount to any insurance underwriting function or interpretation of insurance policy provisions or coverage.
(5)	Licensed insurers authorized to write the kinds of insurance described in G.S. 58-7-15(1) through G.S. 58-7-15(3) that do business without the involvement of a licensed agent."
Sec. 2.  This act is effective upon ratification.